How Islamic finance can strengthen Nigeria’s fragile economy | The Guardian Nigeria News - Nigeria and World News

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For Nigeria to achieve its full potential, economic expert in Islamic finance has called for the nation to embrace its principles, as well as explore and exploit its many advantages for individual and national benefits.

Islamic finance represents a unique method of financial transaction without an element of interest either paid or charged; hence its popular designation as being “non-interest” finance.

He said: “Justice through profit, loss and risk sharing, prohibition of gambling, excessive uncertainty and interest or riba are the main features of Islamic finance, while contribution to the real sector of the economy through availability of fund for the purchase of goods and services, as well as stability and resilience against financial turbulence as demonstrated during world financial crises, are other hallmarks of the Islamic financial system.

Through a fee-based ijarah/wakalah financial products, he said an Islamic bank renders a wide range of services such as local and international money transfer, revenue collection for governments and corporate organizations, issuance of debit/credit cards, as well as safe custody of cash or other valuable items.

In Nigeria, he said since the introduction of Islamic finance about two decades ago, it has made tremendous contributions to the development of the Nigerian economy in areas such as financial inclusion and infrastructure development. “That itself, however, was another improvement on the figure recorded in 2008, when only 1 in 5 Nigerian adults had a bank account, and over half of the adult population were financially excluded,” Alaro stated.

“In May 2020, the third FGN Sukuk worth ₦150 billion was also offered for subscription. The offer attracted a high-level subscription of ₦669,124 billion, representing an over subscription rate of 446 per cent,” he stated.

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귀하의 의견에 감사드립니다. 귀하의 의견은 검토 후 게시됩니다.

We know but let's start by using the islamic finance for the alleviation of both mental and physical poverty ravaging the northern Nigeria...

Remove the piece of wood in your eyes first.

You say!!!!!

Prof. Yaba left

Otelle and janjaweed brain

Is that why northern Nigeria has richest man in Africa?

And the Islamic finance haven't saved northern Nigeria from poverty? Mumu dey talk😂

Yes, Islamic finance ...

Otele

Prof Alaro

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