Before rushing into the hot housing market, here’s how to set yourself up for success

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Before rushing into the hot housing market, here’s how to set yourself up for success investinyou (In partnership with acorns.)

is a provision in your contract that allows you to back out if the appraisal price comes in lower than the sale price. That difference in the appraisal and sale prices is known as an appraisal gap.

Write down your "must-haves" and your "nice-to-haves," said Danielle Hale, chief economist at Realtor.com.It can also help you in a bidding war, which is easy to get carried away with in a highly competitive market. , which is the amount of debt relative to your income, when determining your loan. If you have debt, try to pay it down before you start house hunting, Lautz advises.

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