Florida Senate passes property insurance overhaul - Jacksonville Business Journal

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Florida Senate passes property insurance overhaul

Dec 14, 2022

Supporters of the 105-page bill said the changes are needed to stabilize the insurance market, which Sen. Doug Broxson, R-Gulf Breeze, likened to being in a “death march.” Republican leaders have acknowledged the bill likely would not lead to immediate rate reductions for homeowners. But they say it is designed, at least in part, to draw investments in the insurance market and spur competition.

Boyd, who is sponsoring the bill, said litigation-related changes would help stabilize rates and bring more insurers to the state.Democrats, however, argued the changes would take away legal rights and force homeowners to pay attorney fees out of whatever money they might receive in lawsuits. Polsky pointed to other issues that have created insurance problems, such as hurricanes and building on the coast.

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