While financial literacy alone will not eliminate such risks, there is ample evidence that it can improve economic choices that in turn influence broader economic trends. Consider a few examples:
A recent report by the Financial Industry Regulatory Authority, an industry regulatory body, found that "financial literacy has significant predictive power for future financial outcomes," even after controlling for baseline financial and demographic characteristics.Christiana Stoddard and Carly Urban published in 2018
I’ve only said this for DECADES.
So you want us to teach an entire industry about personal finance and pay them like they’re in homeless shelters? How does that make any sense?
Honestly this is a good point. If educators have a solid foundation on the basics of personal finance, there’s a much higher chance they would pass those teachings on (understanding the value) and possibly influence lesson plans.
Probably pay teachers better too to attract and retain teachers. Teachers are under appreciated.
As an educator, I pride myself on always emphasizing that students focus on financial literacy. It's just as important as their core classes!
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