More states offer personal finance courses, but most students don’t have to take the class

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The majority of students in the U.S. don't have to take a personal finance class. sharon_epperson visited a small high school in Vermont where they do.

to make a personal finance class a high school graduation requirement statewide that was introduced earlier this year has stalled in the Vermont legislature.

Senior Tide Gully agreed. "I think it's going to help me understand a lot more ways that I can avoid getting into debt, which I know is a big problem," he said. "When personal finance is required in high school, you see improvements in credit scores," said Carly Urban, an economics professor at Montana State University. "You see reductions in delinquency rates, you see fewer payday borrowing choices, you see less reliance on credit cards."

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