Card readers for small businesses are now cheap - but most have catches. Here's how they compare | Business

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South Africa still depends on cash - particularly in the informal and small business sectors. But new developments like PayShap, and an array of cheap mobile point-of-sale machines, are accelerating the movement towards an increasingly cashless society.

now with access to a bank account, and a slew of cheap point-of-sale machines and other fintech advancements, even the smallest businesses can consider accepting cards.

Unlike the early days of credit cards and point-of-sale machines, this sector no longer requires businesses to pay high upfront costs, sign extended rental agreements, and stick to a single bank and the quoted commission. Still, you still have to buy or rent devices - and then pay a percentage-based fee per transaction, which can be as low as 1.4% and as high as 3.9%. Get 14 days free to read all our investigative and in-depth journalism. Thereafter you will be billed R75 per month. You can cancel anytime and if you cancel within 14 days you won't be billed.

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