Toronto home salesThe decline came despite more properties coming on the market when in the previous two months a rise in listings had stimulated activity, he said. For now prices continue to rise, with the MLS HPI composite benchmark price up 2.5 per cent in June from the month before.
Most said they were planning to wait more than seven months before buying a home, with 63 per cent saying they would wait a year or longer, “suggesting there is some hesitancy among buyers to enter the market now,” said Zoocasa’s MacKenzie Scibetta.Article content “If your mortgage is up for renewal within the next year, it’s a good idea to hold a rate with a new lender now. If rates jump up further in the future, it should make sense to break your existing mortgage and switch to that new lender before your rate hold expires to lock-in the lower rate.”For every 25-basis-point increase, a homeowner on a variable rate can expect to pay about $15 more per month for every $100,000 of the mortgage, says RATESDOTCA.
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