Regulation and tight labour market threaten State’s attractiveness as insurance hub

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Insurance Ireland figures show Ireland is the fourth largest insurance hub in EU

Insurance Ireland figures show a decline in the number of insurance and reinsurance bodies based in Ireland since peak numbers in 2009Moyagh Murdock, chief executive of Insurance Ireland, said issues identified in the report must be 'urgently' addressed. Photograph: Keith Arkins

As of August 2023, there were 187 insurance and reinsurance companies based in Ireland, with total liabilities of €438 billion by the end of 2022.Measured by gross premium income, the overall industry has grown considerably in recent years, from €73 billion in gross written premium in 2017 to more than €100 billion in 2022.

Overall, the number of entities has reduced by 39 per cent since then, with the number of life companies down 42 per cent, non-life companies down 29 per cent and reinsurers down by 47 per cent. However, these firms said that Ireland is now less attractive than when they first arrived, with regulation and a tight labour market being the two principal factors that have led to that reappraisal.Some 40 per cent of international firms expressed a negative view of Ireland’s regulatory system. In contrast, just more than 50 per cent of domestic insurers said that current regulation has a positive impact on the sector.

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