Global Money Week, observed from 18 to 24 March annually, serves as a pivotal initiative to raise awareness about the critical need for financial literacy among young people.
Last month, Statistician-General Risenga Maluleke revealed a 0.9 percentage point increase in the youth unemployment rate, soaring from 43.4% in Q3: 2023 to 44.3% in Q4: 2023. The study revealed that 68% of young adults save monthly, with an additional 7% saving weekly. Furthermore, the research highlighted that 89% of respondents utilise various informal savings methods.
She advises individuals to negotiate with employers for salary hikes, provided they can demonstrate value through their contributions to the company.Regarding savings targets, Van Heerden recommends starting with a minimum of 10% of one's income, gradually increasing this percentage as financial circumstances permit. She stresses the importance of consistency in saving to cultivate a savings habit effectively.
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