Move to faster stock settlement creates unique hurdles for ETF market

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A new rule called T+1 settlement is speeding up how fast buy and sell trades will be settled to one day. While the regulation is designed to make markets more efficient, it may create some challenges for financial firms.

The move to next-day settlement for trading in U.S. securities on Tuesday will require exchange-traded funds and the marketmakers to juggle multiple jurisdictional requirements and capital needs, market participants said. U.S. trading moves to a shorter settlement on Tuesday, which regulators hope will reduce risk and improve efficiency in the world's largest markets, but is expected to temporarily increase transaction failure for investors.

The primary impact will be felt by asset managers whose funds include European holdings, since China and India already have accelerated their settlement periods and Canada, Mexico and Argentina also made the switch this week, said John Hooson, managing director of ETF services at BBH. "The majority of ETF issuers are dealing with this in some way shape or form." Such dislocations, he added, "will have to be solved with an authorized provider posting additional collateral.

Time zone differences may stress the settlement process still further, said Todd Rosenbluth, head of ETF research at VettaFi. "That may lead to wider bid/asked spreads and reduced liquidity as people try to address all these mismatches," Rosenbluth said. He added he expects this to be a short term challenge that "will work its way through the markets over a few weeks.

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