Business playbook: SME tips to plan, save and grow

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Small business owners need to have consistency, handle money well, plan with professionals, and think long-term.

People who take a leap of faith and start their own Small and Medium Enterprises will usually run into challenges, but this is all part of the journey.

Metropolitan Head of Marketing: Product and Channel, Phumla Mavundla says consistency, amongst other factors, will get the business to success.Mavundla says most businesses fail because the owners believe there is a quick fix to success. The key to a successful business is consistency. Business owners who usually take small but steady steps towards achieving their respective goals, end up making it. “Keep heading in the direction of your vision, and repeating until progress is made.

“Too often, entrepreneurs fall into the trap of thinking about their business profits as being the money that they are making when instead, it’s far wiser to separate personal finances from the financial state of the business.” Financial advisers’ role is to provide advice and guidance on every aspect related to personal and business finance. “This includes aspects like budgeting, setting financial goals, and having the right kind of insurance in place to mitigate the unique risks that face your business,” she adds.

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