Baby Boomers are the biggest savers, but Gen Z believe they know how to make their money work hardest for them, according to a poll of 2,000 adults.
Millennials save the most annually, with an average of £5,036-a-year, but it's the Baby Boomers who have the most saved overall, with £27,966 set aside. "That said, all generations gravitate towards a predictable rate of return on savings accounts and are potentially missing out on making their money work harder for them by investing."
Four in 10 said they'd like to explore investing but are held back by their lack of knowledge, with 47 per cent having money set aside that they want to grow in a new way should an opportunity arise. Jen Adams, from Virgin Money, commented: "The findings have shown there's a lot more confidence around saving than investing, which is something the financial services regulator have set a target on."
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