Silicon Valley Bank: Parent company faces class action lawsuit over lender’s collapse - National | Globalnews.ca

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Silicon Valley Bank: Parent company faces class action lawsuit over lender’s collapse

The Biden administration’s move guaranteeing all Silicon Valley Bank’s deposits above the insured limit of US$250,000 per account has brought relief to some.Silicon Valley quickly established itself as the “go-to” spot for venture capitalists looking for financial partners more open to unconventional business proposals than its bigger, more established peers who still didn’t have a good grasp of technology.

Venture capitalists set up their accounts at Silicon Valley Bank just as the tech industry started its boom and then advised the entrepreneurs that they funded to do the same. That cozy relationship came to an end when the bank disclosed a US$1.8 billion loss on low-yielding bonds that were purchased before interest rates began to spike last year, raising alarms among its financially savvy customer base who used the fruits of technology to spread warnings that turned into a calamitous run on deposits.

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