What Big Bank earnings, election mean for regional banks

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PNC Financial (PNC) and Charles Schwab (SCHW) are out with their second quarter earnings results. PNC beat its top and bottom line estimates but reported...

) are out with their second quarter earnings results. PNC beat its top and bottom line estimates but reported deposits to be declining, while Schwab shares are falling in response to pullbacks in new brokerage accounts.

For example, Do you think there's a signal under the hood of strength in the regional banking sector?I think, that there is a a belief that credit quality is not as bad as feared.Deposit costs seem to be slowing down their ascent. But let's talk about the reaction that we're seeing play out in Charles Schwab because that's a top trending ticket here in Yahoo Finance today.

So to me, the reaction is much more about the balance sheet trends that we saw in the second quarter. Is that something that investors who do see a Trump White House come November should already start to position around any potential relief to the regionals?I mean, I think the angst on regulatory changes to the negative has peaked, and I think from here it's going to reverse and whether it fully reverses with the White House we don't know yet, But certainly I think the attitude is that the small and mid size banks should have a different playing field.

Um, last time, the that administration was far more conducive to capital markets activity recovering.So much for joining us this morning.

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