I started a business from my bedroom with just £100 savings – now I’m a multi-millionaire managing other pe...

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GROWING up in a family of creatives, Lucy Cohen learned from an early age about the challenges of self-employment - especially with managing your own money.It was watching those around her struggling to manage their money that influenced Lucy to swap a degree in acting for an accountancy apprenticeship when sheBut choosing an apprenticeship over a university degree also made more sense financially for Lucy at the time, as she could earn money while also getting an education.

The pair had just £100 and one laptop between them at the time and they had no idea if the idea would work.Popular bar chain to close down 12 venues in WEEKS - see the list of locations They pay at monthly subscription, which starts from £34 and, and it also gives them access to monthly reports from their accountancy team."All people have to do is take a photo, send an invoice or go to postbox," she explained. "It's a really low barrier to entry."

It was an entirely bootstrapped endeavour, meaning the pair had no initial investment in getting the business off the ground.The ordeal landed her in hospital for three days, and after she could not walk properly and was put on strong medication to aid her recovery."Had any one of those clots landed somewhere else, I probably wouldn't be here," she said.

Kieran Witt, who found himself homeless as a teenager, now owns a thriving business worth £5million, which helps other people to buy

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