Some of these banks even allow you to open as many accounts as you'd like. Others allow you to make. Either way, you can use this new freedom to create a dashboard of goals with different nicknames — and the heightened motivation that comes along with 'em.
And as you can imagine, stashing bucks in my "FRESH SUSHI IN TOKYO" account is a heckuva lot more fun — and motivating — than moving money into the sadly titled "Savings Acct. 1234567." Really, the only limit to your creativity is the bank's character limit. At both Ally and Marcus, opening accounts is fast and easy. My personal experience with the new era of online-only banks is that they have much better user interfaces and make opening up and funding accounts easier than it's ever been. In fact, I bet you could open an account in less than 10 minutes.
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