Limited live customer support via phoneoffers a competitive rate of 1.40%. You'll need $100 to open an account, but many banks require between a few hundred and a few thousand dollars to open a money market account. CIT Bank also doesn't charge a monthly service fee.
Money market accounts are known for paying high rates like savings accounts, but also for providing easy access to your money like checking accounts. You can connect your to Zelle and PayPal, but unlike some competitors, CIT Bank doesn't give you paper checks or a debit card. This means you can't withdraw money from an ATM as you would with other banks.charges a $10 fee if you exceed the federal limit of six transactions per month from your money market account — but again, this is common for money market accounts.is an online-only institution, so there are no physical branch locations. Its website is easy to navigate, and its mobile app has received 4.
The bank offers convenient 24/7 live chat on its site and through the app. Unfortunately, it only offers 24/7 automated assistance over the phone. However, you can speak with a live representative if you call Monday through Friday, 9:00 a.m. to 9:00 p.m. ET, or Saturday from 10:00 a.m. to 6:00 p.m. ET. Live representatives aren't available on Sundays.doesn't have an ATM network. It does reimburse up to $30 of out-of-network ATM fees per month, though.
More! I bank with them
At less than 1% interest rate?
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