What is homeowners insurance and what type of policy do you need? - Business Insider

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The cost of homeowners insurance varies based on factors such as where you live, the age of your home, and the estimated value of your home

: Covers the furniture, appliances, electronics, or other possessions that are inside your home: Covers the personal property of guests who visit your home and potentially medical costs connected to any accident they may suffer while on your property.: Covers your cost of living and transportation expenses while your home is being repaired if it becomes unlivable.

Each time you make a claim on your homeowners insurance policy, you'll need to pay an out-of-pocket deductible before your insurance kicks in.

 

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