that regulators will introduce more cooks to an already busy kitchen, adding government rulemaking to a winding negotiation between industry players.like Plaid will become more formidable — and merit even more serious consideration as partners to incumbent institutions. Screen scraping, the technique aggregators have historically used to amass customer data, for some time granted fintechs unfettered access to all of a customer's financial data.
Financial institutions have clamped down on this practice, encouraging or requiring aggregators to access customer data via APIs — retaining their power over consumers' financial data.
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