Insurer Travelers posts better-than-expected Q3 earnings

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Travelers shares climb in premarket trade on earnings beat

Insurer Travelers Cos. Inc. TRV, -1.30% posted stronger-than-expected profit and revenue for the third quarter Tuesday, despite the impact of high catastrophe losses. The company posted net income of $827 million, or $3.23 a share, for the quarter, up from $396 million, or $1.50 a share, in the year-earlier period. Adjusted per-share earnings came to $3.12, ahead of the $3.03 FactSet consensus. Revenue rose to $8.275 billion from $8.013 billion, also ahead of the FactSet consensus of $7.

"Our earnings this quarter reflect strong underlying underwriting income, resulting from record quarterly net earned premiums and an underlying combined ratio which improved 2.6 points to 91.5%. The company's investment portfolio generated net investment income of $566 million after-tax, up 8% from a year ago, he said. The company benefited from a $403 million subrogation benefit from utility Pacific Gas & Electric Co. PCG, +2.75% stemming from 2017 and 2018 California wildfires.

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