The fourth stage was when people decided to treat both themselves and their homes, Siemiatkowski explained. This was when the DIY boom kicked in, he said. Home Depot saw a
BNPL services are often better set up and more customer-friendly, Siemiatkowski said, and the costs are usually carried by the merchant.Here's an exclusive look at the pitch deck a 23-year-old Y Combinator alum used to raise $1 million for ethical bank cards But it isn't only customers being drawn to BNPL services. Merchants are increasingly attracted to them, too, because buyers using these services actually have a higher average order than other customers, Siemiatkowski explained. A merchant using Klarna sees around a
Klarna has continued launching partnerships with major retailers over lockdown, Siemiatkowski said, includingBut BNPL services aren't only limited to e-commerce, Siemiatkowski added. They can also work alongside an omnichannel retail model, and contactless payment by Klarna is available in 7,500 bricks-and-mortar stores.
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