Aspiration banking review: Support the environment and earn cash back - Business Insider

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You could earn up to 10% cash back with Aspiration debit card purchases, and earn a competitive APY

The Aspiration app tracks your personal impact score, which is a numeric score based on how your money habits affect the environment. Cherny described the personal impact score as a "FitBit for sustainability" to Business Insider.

Aspiration assigns personal impact scores to companies, too. You can find scores for a couple thousand businesses. Here are some categories and examples of big-name companies with scores:If you're trying to decide where to buy lunch, for example, finding out one place has a better impact score than another could help you make your decision.Aspiration gives you the option to round each debit card purchase up to the nearest dollar. With each roundup, Aspiration will plant a tree.

Once Aspiration buys carbon offsets, you'll receive a push notification on your phone to let you know the transaction has gone through.Aspiration is an online-only banking platform. There are no physical branch locations, but you can use 55,000 Allpoint ATMs for free. Aspiration won't charge a fee for using an out-of-network ATM, but the ATM provider may. In this case, Aspiration won't reimburse what the provider charges — unless you have anThe mobile app has received 4.3 out of 5 stars in both the Apple and Google Play stores.

You can contact customer support by phone or email. Phone hours are Monday through Friday, 6:00 a.m. to 6:00 p.m. PT, and Saturday and Sunday, 8:00 a.m. to 4:00 p.m. PT.through Aspiration's eight partner banks. Each bank insures up to $250,000, so you can insure more money than you would with a traditional bank account.We've compared Aspiration with two other institutions that concentrate on a cause: Amalgamated Bank and City First Bank.

 

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