The 8 Best Options for Small Business Funding

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Access to funding is key to small business survival. There are many options from banks to online lenders and the SBA. Here is how to make the decision.

Federal-backing provides access to low-rate bank financing for small and large loans. There are different types of loans and lenders and programs have unique eligibility requirements.The approval process can be slow. The timeline depends on the loan, but generally it can take a few months. A down payment or collateral may be required. Low-credit applicants may not be approved.There are different types of SBA loans, and maximums vary.

"Spend as long as you can dating before picking your mate," Barbieri said."Make sure their goals are aligned with your goals or it will end badly."Typically non-dilutive, can be small or large.What else to know: This could be a good option if you are a company that can be deemed"important" to the infrastructure of your region, Barbieri said. Start your research by researching resources on the website of the8. CrowdfundingAllows you access to capital without piling on debt, and the ability to raise money and increase awareness of your brand among potential investors and customers while test-marketing an idea.May have a low success rate. Could be fees associated with certain platforms.

 

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