Fit Finance: How to build an emergency fund, how much to save for it and how to avoid spending it

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How to build an emergency fund, how much to save for it and how to avoid spending it:

"But if you can't get there right away, at least [try to] have three months worth of savings to cover all the necessities," Jarvis said, noting that if you have children or job instability, you may eventually wish to save a larger padding.

A savings account or a money market fund are options to contain your emergency fund, as are CDs, 401s or even IRAs, but some of these can have fees associated with them for early withdrawals.As far as contributing toward your emergency fund, Jarvis suggests making it a part of your budget. "You should be building out that emergency fund before you build out anything else, because it is going to be the underpinnings of having some degree of security and knowing that if the unforeseen crops up, you have the ability to take care of yourself and your family," she said.

"If you don't have an emergency savings fund or you've depleted your emergency savings fund, create that line item, that small amount in your budget where you are consistently setting a little bit of money aside so that when and if you need it again in the future, you have it," Jarvis said.

 

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It's absolutely hilarious that ABC news is giving financial advice. That's like investing in FTX even though you know they're crooks.

This looks great on paper until you get sick and cannot work

Ain’t no one got any money for saving! This administration has sucked the life out of working Americans!

💰💰

How do you not even mention the dirty Biden laptop? Oh I know be apart of ABC News who are owned by Democrats.

I thought ABC fired her

You’ll need one under Biden!

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