That's according to Irvine, California-based Attom Data Solutions LLC, which collected data from more than 3,000 counties nationally for its analysis. Foreclosure filings include default notices, scheduled auctions and bank repossessions.
"It does suggest, because there’s so much equity that homeowners have access to, we’re seeing people more successfully avoiding that final foreclosure action on their property, whether by selling it at a profit or because their temporary job situation has improved or they’ve refinanced into a new loan," Sharga said.
He said the X factor will be whether the U.S. economy enters a recession this year, which many economists are predicting.
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