Personal Finance | A will to protect your family

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Personal Finance | A will to protect your family

One of the most important tasks required by our candidates is to write up a will. We spend so much time and energy and make many sacrifices for our families, yet most parents have not taken the time to ensure that their loved ones are provided for should something happen to them.When writing up your will, think about what you want your family’s life to look like when you are no longer there.Sello admits that he did not have a will, but he had kept promising himself he would get one done.

As the children are still minors, the trustees may pay the proceeds to his wife to provide for the children. Alternatively, Sello could request in the nomination form for their portion to be paid to the testamentary trust. Zihle must inform her employer’s retirement fund that her sisters are her financial dependants in order to assist the trustees in determining who should receive any retirement or group life benefits.If you do not have a valid will at death, you will not be able to decide who inherits your assets at death and this process will be decided by the Master’s Office in terms of the law of intestate succession.

If you have your will professionally drawn-up, you have the opportunity to negotiate the fees then, rather than leaving your family to do so.

 

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