It’s human nature to worry more about what’s happening today versus the future, but retirement could last 30-plus years. You owe it to your future financial security to get more militant about investing fees. Try channelling some of your anger about high
Investment industry polls show there’s still some uncertainty about fees investors pay and what precisely is covered and not covered by the new fee disclosure rules. But with fees, it can be more productive to look at the small picture as opposed to the big. Commissions charged by online brokers to buy stocks and funds can be as much as nearly $10 per buy and sell transaction. But there are some zero-commission brokers – Wealthsimple, National Bank Direct Brokerage, Desjardins Online Brokerage and, with some limitations, TD Easy Trade. Use one of these brokers or apps to invest in asset allocation ETFs and have a low-cost, diversified investing plan you can follow for decades.
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