The dream of homeownership is fading -- here’s how to navigate the market

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Real Estate News

High home prices and stubborn mortgage rates make the current housing market seemingly difficult to navigate—particularly for underserved populations.

And only 3 in 10 veterans know they can qualify for a loan without a down payment.

“Buyer’s agents can help buyers understand the homebuying process and the resources available to make it easier to get a foot in the door,” says Hale.Listing agents—the real estate agent representing the home listing—have a fiduciary duty to the home seller.Their sole responsibility is to help home shoppers overcome affordability challenges to land a great home.High mortgage rates, which have bounced between 6.5% to over 7% for months, are one of the toughest hurdles homebuyers face today.

During the COVID-19 pandemic homebuying boom, “compared with white and Asian borrowers, Black and Hispanic borrowers were significantly more likely to be denied home purchasing loans,” according to the organization. This means from the offer to the closing, Spanish-speaking homebuyers will need to understand and communicate sensitive financial information.“I’ve had agents on my team provide guidance to Spanish-speaking clients in the past. The truth is that it can be dangerous for these good folks if they don’t connect with the right professionals,” says “The client is placing their trust and financial future in the hands of this agent.

 

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