, the company said the change was in response to “extremely low volumes” of checks being used by customers.“I think more retailers are going to stop taking checks, and I think that this is not going to be a big problem for many customers,” saidwhy stores might be giving up on checks in an article for The Conversation, and he said he and the editor reached out to Target about its decision to stop taking checks.to give up on paper checks as a form of payment.
“Check fraud seems to be exploding in the last two years,” Zagorsky said. “In particular because there's ways of washing ink off and making a check look basically new again once you've already taken it, somebody's prewritten check, changing the amount, changing who it's addressed to, these kind of things.”Anyone with graphics software and a high-quality printer can readily turn out counterfeit checks, the article noted.
Zagorsky said people might like writing checks, because it can help them track and constrain their spending. Electronic payment methods are “frictionless,” he said. And the value of the money charged to a piece of plastic might feel more abstract for some folks.And Zagorsky, who advocates for the use of cash, said cash still works when there’s a natural disaster that knocks out power. Cash works if there are online disruptions, such as last week’s