Hilton Honors American Express Surpass card review 2019 - Business Insider

Hilton Honors points can be used in a variety of ways, but their most lucrative use is for free hotel stays. You can cash in your points to stay at a variety of properties around the globe, and award stays start at just 5,000 points per night. Even better is the fact that Hilton Silver, Gold, and Diamond members get a fifth night free on award stays when they book with points.

It's also important to note that, unlike some other rewards programs, Hilton Honors has a generous policy when it comes to pooling points with members of your household or anyone you plan to travel with.This card does have a $95 annual fee, but you do get some perks in return. In addition toThe This credit card may be a winner when it comes to racking up hotel points, but it's not a great option if you plan to carry a balance. Thecomes with a variable APR of 17.49% to 26.49%, which is higher than many competing rewards credit cards.

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