at a lower interest rate. Perhaps your car broke down and you need a new one to get to work, your kid suddenly needs braces, or your house needs a new roof and insurance won't help.
even let you pay 0% APR on purchases or balance transfers for up to 21 months, although a balance transfer fee of 3% or 5% may apply. Speaking of small payments, credit cards offer the option to pay a very small amount of your balance each month known as a minimum payment. This payment usually works out to 2% or 3% of your balance each month. A small amount like this may work into your budget nicely, but it can also leave youLet's say you need to borrow $10,000 to cover a new roof and you choose to do so with a credit card that charges 17% APR.
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