Best Business Credit Cards of January 2020

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Forbes Advisor created this guide to the best business credit cards of January 2020—you're welcome

One-time $1,000 cash back bonus or 100,000 bonus pointsTo create this list, Forbes Advisor analyzed over 100 business credit cards. Characteristics taken into consideration while judging each category were accessibility, dollar value of cash back or point rewards, APR, fees and additional benefits or protections offered by the card.For businesses looking for the best rewards program to join,card is an excellent option.

The annual fee on the Business Gold card can seem daunting at first. A business that makes this its primary card, however, can quickly earn back the $295 fee in the form of membership rewards.Small business owners are busy, meaning choosing and using a card with complex category rewards can be time consuming.

The value of these points depends on how they are redeemed. If redeemed for cash or a statement credit, the rewards would have a value of $4,500. Redeem the points for travel through Chase Ultimate Rewards, and cardholders receive a 25% bonus, bringing the value up to $5,625. Finally, cardholders can transfer points to partner airlines and hotel brands. With some airline miles worth as much as two cents, the value of these rewards could reach $9,000 per year.

comes with alluring benefits like reduced mileage awards and preferred boarding. Plus, American Airlines’ miles valuation system is generous for both domestic and international travel. For example, trips to Asia can cost as little as 65,000 miles roundtrip.

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