How much is capital gains tax? It depends on holding period and income - Business Insider

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Long-term gains are taxed more favorably than short-term gains

Every capital asset you own has a basis, which is generally the amount you paid for the property initially, plus any taxes or commissions. If you received the asset as a gift or from inheritance, there's a special calculation for figuring out yourTo calculate the amount of gain , simply subtract the proceeds received on the date of the sale from your adjusted tax basis. If the proceeds are more than your basis, you'll generate a gain.

For example, let's say you had a $2,000 capital loss from the sale of a stock you held for 18 months — that's a long-term capital loss. And you also had $3,000 in capital gain from the sale of another stock you held for 24 months. Since both assets were held long-term, you can net them against each other: $3,000 gain - $2,000 loss=$1,000 net gain taxed at long-term capital gains rates.Selling a home can generate a large capital gain, especially if you owned it for several years.

To qualify for the maximum exclusion, the taxpayer must have owned the home and used it as their personal residence for two of the last five years before selling. Partial exclusions are allowed if you sold your residence for a job or health reasons, or if you're married but only one spouse passes the ownership and use tests.If you sold an asset that generated a large capital gain, you may be required to pay estimated quarterly taxes.

 

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