A financial expert agrees that investing now is a smart decision - Business Insider

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'If you have a target, it helps alleviate that reaction we all have to pull back and sell everything. There's really nothing worse than locking in that loss'

coupled with appropriate asset allocation, your portfolio will recover. A good plan includes and accounts for market declines. It happens, and it's all part of the plan," said Hank.

Long story short, if you have investments in place and a financial plan created with the help of a professional, the best action you can take right now is likely no action at all. That is, unless you are looking to go deeper into the market. Asked whether now, during the COVID-19-induced market decline, is a good time to invest, Hank said unequivocally: "Yes. It's a good time. It's a good entry point into the market.

Any advice must be taken with a grain of salt, of course, as other experts are now worried this market drop has been too great for anything like a full recovery. We may need to accept some equity lost and settle for a slower build back up.

But buying a share laid low by virus and waiting until the marker recovers, even if it doesn't return to its recent peak, might just help your individual portfolio recover.

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