America's money market industry: is it at risk?

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Seen as a quintessentially safe bet for many Americans, the US$3.8 trillion money-market fund industry is under severe duress for a second time in ...

Seen as a quintessentially safe bet for many Americans, the US$3.8 trillion money-market fund industry is under severe duress for a second time in the past decade as investors weigh the risk of a global economic shutdown.

U.S. Treasury Secretary Stephen Mnuchin said the money market industry is"critical to Americans". The U.S. Federal Reserve on Wednesday night rolled out its third emergency credit program in two days, announcing it would make loans to banks that offer as collateral assets purchased from money-market mutual funds. The Fed is dusting off the playbook it used during the 2007-2008 financial crisis, when it took the unprecedented step of backstopping the money fund industry.

BofA Securities' Mark Cabana said in a research note on Thursday that the Fed's actions reduces the risk of a run on prime money-market funds.Companies in the hard-hit oil and gas sector, as well as consumer industries like travel and leisure, are finding it costlier to issue new short-term loans as investors assess how long they can weather a sustained economic downturn.

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