7 things on your financial to-do list that are easier than they seem - Business Insider

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They're not nearly as complicated as they sound

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, but our reporting and recommendations are always independent and objective.Whether you need to start a high-yield savings account, shop for car insurance, or write a will, there are quite a few financial tasks that sound harder than they are.

These seven things are easily accomplished in an hour — even things like shopping for life insurance and opening an investment account. If you've been putting off a financial task, there's a good chance it's easier than it sounds. From opening a savings account that will grow your money faster to writing a will, technological innovation has made a lot of formerly tedious tasks doable from your couch. It makes perfect sense: Getting life insurance sounds daunting. But, honestly, it's a little bit more intimidating not to have it, because it's fairly simple to get.

There are lots of reasons to get life insurance, from starting a family to working in a high-risk environment. Term life insurance, which covers you for a set term like 10 or 20 years, can be as cheap as $20 or less per month, and it often gets more expensive as you age — so it's unlikely to ever be cheaper than it is right now.

Whatever your reason, it's easy to shop for a policy and find one in an hour. These days some online companies, like

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