and want to redeem points for groceries, dining, or home improvement purchases, here are the steps you need to take.Click on "Pay Yourself Back" under the Earn/Use dropdown menu.
From there, you'll be taken to a list of your purchases from the last 90 days that qualify for Pay Yourself Back.You'll be asked to enter the cash value of points you want to use, since you can use points to cancel out a portion of a purchase, in addition to redeeming points for the full purchase value.You'll receive a statement credit equal to the cash value of the points you redeemed within three business days.
. You could utilize the Pay Yourself Back feature to cover $750 in grocery purchases made with your card, but you could also transfer these points to myriad airline partners at a 1:1 ratio to get more value. For example, 50,000 points is often enough to cover a round-trip flight to Europe with Air France/Flying Blue that may cost well over $1,000 otherwise.
With this all being said, the advice to save points for future travel is really only applicable if you do plan to travel later. If you're facing a financial crisis, then it's likely scoring $750 in groceries would help you considerably more in the short term.Remember that the Pay Yourself Back feature is just another way you can redeem your rewards, so it won't affect the earning rates you have with each Chase Sapphire card.
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