: Covers the furniture, appliances, electronics, or other possessions that are inside your home: Covers the personal property of guests who visit your home and potentially medical costs connected to any accident they may suffer while on your property.: Covers your cost of living and transportation expenses while your home is being repaired if it becomes unlivable.
Each time you make a claim on your homeowners insurance policy, you'll need to pay an out-of-pocket deductible before your insurance kicks in.
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