Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.The SmartyPig savings account lets you name individual savings goals and set deadlines.
The bank doesn't have a checking account, so you'll have to transfer funds to an external bank account to access your savings, which could take a couple business days. Sallie Mae pays competitive rates on its savings and money market accounts, but you can find better CD rates elsewhere.Are comfortable banking digitallyWant a savings account that lets you save for individual goalsAren't comfortable banking digitallyDon't have $2,500 to open a CDPrefer a money market account that comes with a debit card
The bottom line: Sallie Mae's savings and money market accounts pay high rates and charge low fees, but its CDs are less competitive.
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