After 23 years, life insurance is still the best purchase I've made - Business Insider

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'I don't really want to think about dying — especially at the tender age of 45 — but planning is the prudent thing to do. In the same way that we purchase auto insurance and homeowner's insurance, life insurance is a sensible choice'

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When I was 22, my boyfriend and I moved in together. I was delirious with joy at the idea of leaving my college roommates — and the grungy digs we called home — in favor of cohabiting with my main squeeze.— and my boyfriend dutifully agreed. This was our primary motivation as a young couple: If one of us died, would the surviving spouse be able to afford the lifestyle we had created for our growing family? With the addition ofIn the ensuing two decades, life has progressed rapidly, leaving many twists and turns in its wake. My husband and Ionce or twice as a couple and, following our divorce, I went on to purchase the home independently.

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It is so stupid. Health insurance, yes. Life insurance, never.

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