Small business owners missed out on thousands of dollars in loans when PPP funding ran out early

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Small business owners missed out on thousands of dollars in loans when PPP funding ran out early investinyou (In partnership with acorns.)

The Paycheck Protection Program has been a lifeline for many businesses slammed by the coronavirus pandemic. Established last year by the CARES Act, it gave forgivable funding to businesses that spent loans mostly on payroll. In January, the program reopened for a new round and allowed some businesses to get second-draw loans.

"The program never really settled in," said Rohit Arora, chief executive of Biz2Credit, an online loan broker.Other borrowers experienced issues applying for the second round, which meant they missed out on funding. "They were just seemingly changing the rules every day," said Bonelli, adding that changing rules and additional hoops to jump through made the process long and complicated. He started his application in early March.Founder and CEO of Womply

That means businesses could cancel their pending loans and reapply at such an institution in the hopes of being able to get a piece of the funding.

 

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