Oceanside company settles dog-leasing allegations for over $900,000

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Monterey Financial Services LLC will stop collecting on leases, cancel about $700,000 in outstanding consumer debt on 211 dog leases — about $3,300 owed per lease — and transfer full ownership of the dogs to Massachusetts residents, authorities said.

A California-based finance company has agreed to pay more than $900,000 to settle allegations that it was illegally leasing dogs in Massachusetts, the state attorney general's office said.

Leasing dogs is illegal in Massachusetts, and can often be an expensive way to own a pet because of high finance charges, according to the attorney general. Monterey in a statement Thursday said it stood by its record of “high levels of performance for our clients, low consumer complaint ratios, and a deep-rooted dedication to customer service."

Leasing a dog is much like leasing a car, the attorney general's office said. The consumer must make monthly payments for the duration of the lease, plus an additional payment at the end of the lease to ultimately own the dog. Missed payments can result in the dog being repossessed, the office said.

 

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