Equitable Bank earnings break record as alternative lenders thrive amid high interest rates

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Equitable Bank earnings break record as alternative lenders thrive amid high interest rates — via financialpost

During Wednesday’s earnings call, chief executive Andrew Moor told investors Equitable had outpaced larger lenders when it came to total shareholder returns over the past decade.

Moor said EQB’s strong year-to-date performance allowed it to increase its 12-month earnings growth guidance, including diluted EPS guidance, to a range of 18 to 22 per cent from the previous guidance of 10 to 15 per cent. EQ Bank, the online-only offshoot of Equitable, also reported a 50 per cent year-over-year increase in adjusted net interest income to $251.7 million, exceeding analyst expectations. Its non-interest income of $33 million also significantly beat the street’s $26-million target, National Bank analyst Jaeme Gloyn wrote in a note to clients.Article content

EQ Bank said its customer base had grown to 367,790 at June 30 with a 133 per cent increase in sign-ups compared to the same quarter last year, while customer everyday engagement remained at a quarterly high of 51 per cent.

 

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