October rate cut marked turning point for Toronto housing market: expert

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Real Estate News

Affordable Housing,Housing,Canada

Greater Toronto home sales jumped again last month on a year-over-year basis, as the Toronto Regional Real Estate Board says lower borrowing costs made properties more affordable.

expert saying the most recent interest rate cut in October was enough to start luring buyers back into the market.

“With selling prices remaining well off their historic peak and monthly mortgage payments trending lower, the stage is set for an accelerating market recovery in 2025,” said board president Jennifer Pearce in a press release.The Greater Toronto Area’s home sales figures for November were in line with trends seen in other major cities, particularly Vancouver. The real estate board in that region said the number of homes that changed hands last month increased 28.

Vy Ngo, a sales representative with Big City Realty Inc. Brokerage, said the Bank of Canada’s half-percentage point rate cut on Oct. 23 was the turning point the market had been waiting for.She said the move was finally enough to motivate buyers after the GTA essentially “didn’t have a summer or spring market.”“I hope we get another interest rate drop in December. That’ll definitely fuel the market even more.”In the City of Toronto, there were 2,236 sales in November, a 40.

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