that entrepreneurs must beware the ever-changing risks faced by their respective industries.
“But if truck torching continues… then insurers will unfortunately have to increase premiums,” Mellow added.Mellow said multiple factors are considered when processing a claim, with the circumstances of each claim being unique. Do business owners have to prove anything? Mellow said there’s no burden of proof, but in cases of uncertainty, the insurer will appoint an independent technical expert to investigate.
“These incidents are specifically covered under the South African Special Insurance Risk Association ,” he added.
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