: a second mortgage, line of credit, asset sale, grandma, and so on. That way, if rates go the wrong way and your payments go northbound, you won’t be hitting the panic button.on Sept. 7, 2023. We include only providers who advertise rates online and lend in at least nine provinces.
Insured rates apply to those buying with less than a 20 per cent down payment or switching a pre-existing insured mortgage to a new lender. Uninsured rates apply to refinances and purchases over $1-million and may include applicable lender rate premiums. For providers whose rates vary by province, their highest rate is shown.
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