If you have student loan debt, you may want to get yourself a cheap life insurance policy - Business Insider

with your child or another loved one, you are accepting equal responsibility to pay off that loan. While most people go into a cosigner relationship with the best of intentions, things don't always go as planned.

Because of the major liabilities involved, few people are willing to cosign student loans outside of a parent or a spouse. This type of connection is usually lifelong and already intertwines your finances. But what happens if the student dies? . Because the monthly cost of term life insurance is locked in when the policy starts, a young person could save a lot by getting life insurance during college. While a family and kids may seem a long way off, getting long-term, high-value life insurance early is often a wise decision., but getting a policy for your child in college could be a great gift for them and a prudent protection for your finances.

This is thoroughly explained in the master promissory notes.

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