The best travel rewards credit cards you can sign up for: January 2020 - Business Insider

is the best overall travel rewards card, but the best card for your particular situation will depend on what benefits you care about the most, as well as how you feel about paying a high annual fee. You don't need to spend $450 a year for a great travel rewards card; there are great options under $100 as well.

We'd recommend opening a travel rewards card that earns Amex or Chase points, since these are among the easiest rewards to redeem and you have various travel partners to utilize. But if you've investigated your options and are confident that you can get value out of their rewards, cards that earn Capital One miles or Citi ThankYou points can make sense as well.

How easy is it to use your points? A travel rewards card can offer all the points in the world, but if the options for using them aren't convenient for you, chances are you'll be leaving value on the table. Make sure you research your options for redeeming rewards with a travel credit cards before you apply. That means taking a look at the rewards program's travel partners, as well as your options for using rewards to book travel directly through the credit card issuer's website.

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