I consider my savings accounts to be walled off from my checking and daily spending needs. Most of my cash is in an
. I save for property taxes and insurance in a dedicated high-yield savings account. I keep a little cash in other savings for months when big bills come in or other short-term financial goals.I briefly mentioned my emergency fund in the section above. This is one of the most important uses of a high-yield savings account.
Medical bills, home repairs, and broken-down cars often cost well over $400, so that's just a baseline for comparison. in an emergency fund. For people who are self-employed or don't have a stable income, it's wise to double that to a minimum of six months of expenses in savings where you can't easily touch it., car, or make any other major purchase, it's a good idea to save up for it first.
If you were really a banker you would not keep your savings in a bank!
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Fonte: MarketWatch - 🏆 3. / 97 Consulte Mais informação »