SoFi stock pops as earnings bring 'major positives' on profits and growth

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SoFi shares were rallying in premarket action Monday after the digital financial services company exceeded expectations with its latest earnings

SoFi Technologies Inc. shares were rallying in premarket action Monday after the digital financial services company exceeded expectations with its latest earnings and said that it expects to be profitable on a GAAP basis by the fourth quarter of this year.

The company saw its fourth-quarter losses narrow to $40 million, or 5 cents a share, from $111 million, or 15 cents a share, in the year-prior quarter. Analysts were expecting a 9-cent loss per share for the period. Personal-loan originations were up 50% from a year earlier, while student-loan originations were off 72% and home-loan originations were down 84% “as a result of macroeconomic headwinds and a continued transition of home-loan fulfillment partners,” according to SoFi’s release.

The results “appear strong, especially considering interest rate and policy headwinds that SOFI continues to execute around,” wrote Jefferies analyst John Hecht in a report.

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anthonynoto Fraud protection from SoFI FROZE MY BANK ACCOUNT after we deposited checks from the state of Minnesota. When we called them, they said they can't do anything and we have to literally just WAIT until someone contacts us, WTF Give me access to MY money!

anthonynoto Fantastic job & keep up the great work SoFi

🤣

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